Lab-grown diamonds offer the same sparkle as natural diamonds but at significantly lower costs due to their lower production expenses and wider availability. A natural 1-carat solitaire can cost Rs. 2-3 lakh, while a 1.5-carat lab-grown diamond can be purchased for as little as Rs. 45,000 per carat. However, before taking the final call, be sure to carefully analyse the 4 Cs—carat, cut, color, and clarity of the diamond.
Should every household now seriously allocate money to travel? Is this now an inevitable expense? Are there alternatives to the ‘been there, done that’ style of tourism that crowds and clogs so many beautiful places around the world? Apart from looking for deals and offers, is there a cost-effective way to get out of home and see what’s out there?
Starting April 1, 2025, users will be able to withdraw funds from their UPI LITE accounts without having to completely disable them. This new 'transfer out' functionality, mandated by NPCI, enhances liquidity and user control over their money, especially for small transactions. NPCI has also mandated all apps that are live with UPI LITE to have a passcode or a pattern-based lock for enhanced security.
ET Wealth, in collaboration with Cardekho.com, brings an exciting lineup of cars expected to launch in 2025, priced between Rs 20 lakh and Rs 40 lakh. Maruti's Grand Vitara 7-seater, Tata's petrol Harrier, Volkswagen's Tiguan R-Line, Hyundai's Tucson facelift, and Mahindra's XUV700 facelift are set to launch in 2025. Each car features updates in design, engines, and interior technology, catering to families and car enthusiasts looking for reliability, performance, and advanced features.
ET Wealth, in collaboration with Cardekho.com, brings an exciting lineup of petrol, diesel, and electric vehicles, which are slated to be launched this year. The auto industry is gearing up for numerous car launches in 2025. Not only are new models and updated versions of existing cars expected, but major carmakers like Maruti, Tata, Hyundai, Mahindra, Kia, and Skoda are also introducing new models to boost sales and offer more choices to consumers. Depending on your budget, you can choose a car up to Rs 20 lakh, between Rs 20-40 lakh, and above Rs 40 lakh, along with electric vehicles (EVs).
If you went on a spending spree for your partner this Valentine’s day, you are probably aware that money can make or break a relationship. Do you, however, know your partner’s money personality or whether you two are in sync? If not, take this quiz to discover your financial identities. Yasmin Hussain explains whether you are likely to be compatible and can look forward to a smooth relationship, or may run into conflicts.
ET Wealth, in collaboration with Cardekho.com, brings an exciting lineup of electric vehicles (EVs) expected to launch in 2025, priced between Rs 18 lakh and Rs 80 lakh. As predicted by ET Wealth-Cardekho.com last year, the EV party has indeed begun in India, with 2025 likely to be a game-changing year as more carmakers enter the EV arena. While several upcoming EVs have been revealed at the Bharat Mobility Global Expo 2025, many others are likely to go on sale this year.
Charge cards come with no set credit limit but charge a high annual fee. They offer many benefits, like travel perks, and concierge services and more. They are ideal for disciplined spenders who can completely pay off their balance every month.
In the argument between experiences and objects, experiences will win hands down for the fulfilment and pleasure they offer. However, experiences last only in memory. To be in the present, and to move from moment to moment savouring them for what they offer, is a tall order for most of us. So we spend. We buy. We collect.
American Express: New reward multiplier program announced for AMEX credit cards which will give 25 membership reward points for every Rs 100 spent. This program is going to run from January 24, 2025 and end on January 28, 2025, both days inclusive. Moreover, AMEX also announced that for a limited time the member get member (MGM) program will be giving additional Membership Reward (MR) points.
If, instead of foreign holidays, you prefer to travel within India, here’s a series to help you plan the best vacations in all 28 states and 8 Union Territories. We highlight tourist attractions, culinary choices and the costs involved. In the 28th part of the series, Riju Mehta takes you to the Andaman & Nicobar Islands.
Business credit cards are specifically meant for undertaking business expenses and are of various types. Read on to find out about the advantages of such credit cards and their utility for business-related expenditures.
UPI new features: UPI introduced several features in 2024, enhancing its utility for transactions both in India and abroad. Some of these include allowing WhatsApp users to perform UPI payments, enabling transactions with RuPay cards internationally, and more. UPI is now accepted in many countries around the world. Know more about how UPI features that you can utilise this year to your benefit.
Credit card lounge access: Many banks have recently made changes to features of various credit cards. While some banks have curtailed the complimentary lounge access feature of a credit card by introducing spend based limits, other banks have restricted the reward points and redemption features.
Axis Bank credit card changes: The revisions include finance/interest charges, NACH payment failure charges, fees for cash payment, late payment charges, reward redemption fee, fee on online skill-based gaming among others.
BookMyForex claims to offer exciting deals for international travellers. Its "Lowest Rate Guarantee" claims to refund double the difference, if travellers find a lower exchange rate elsewhere. Their cashback sale offers attractive cashbacks on forex purchases. Read this story to know how you can avail these deals for your upcoming international trips.
UPI rule changes: The Reserve Bank of India has introduced new rule changes to UPI Lite transactions. These include a hike in the transaction limit for offline digital payments from Rs 500 to Rs 1,000 and an increase in the wallet limit from Rs 2,000 to Rs 5,000.
SBI credit card rule change: Starting December 1, 2024, SBI has done away with reward points on various digital gaming platforms for some of its credit cards. Some of these cards include Gold Defense SBI Card, SBI Card Platinum and Prime. Effective this month, SBI will levy a fee on all utility payments that go beyond a certain limit in a single billing cycle. Read on to know about SBI credit cards that have been affected, and the fee charged.
AU Small Finance Bank has revised its reward points, Axis Bank has made several changes to the general terms and conditions of most of its credit cards. SBI has revised utility bill payments fees, and YES Bank has revised reward point redemption category.
YES Bank credit card: Now the free airport lounge access on YES Bank credit card is to be given only for those who spend above a particular threshold limit like Rs 50,000 or Rs 75,000 or more in a quarter. Moreover, the reward point subscription program also has been updated. Now online spends will get lower reward points (2X) from earlier 3x in subscription plan 1.
ICICI Bank credit card rules: ICICI Bank has notified its credit card customers about changes to finance charges, late payment fees, educational transactions, utility bill transactions, and fuel expenses. Here's an overview of the updates affecting ICICI Bank credit card holders, based on the information available on the website.
Vistara-Air India merger: As Vistara and Air India come together in a merger, some aspects of your travel experience may change. Starting November 12, 2024, all flights operated by Vistara will need to be booked through the Air India website due to this ongoing integration. Beginning tomorrow, Vistara’s fleet will officially join Air India. To help travelers, credit card users, and Club Vistara members navigate these changes, we've outlined seven important deadlines and dates to keep in mind.
Air India-Vistara merger: Many people have chosen to purchase Visatara co-branded credit cards to unlock a range of benefits and rewards. So, what will happen to these cardholders? Keep reading to find out what the FAQ section related to the Vistara-Air India merger has to share.
New SBI credit card rules:SBI Card has raised the finance charges on all unsecured SBI Credit Cards, as per their official website. However, this change does not affect the Shaurya, Defense card. This will be effective starting November 1, 2024, according to the SBI Card site.
Hallmarking on gold is not mandatory: The jewellers are required to sell hallmarked gold jewellery as per law. However, certain exceptions are provided under the BIS rules for hallmarking gold jewellery to make it easier for jewelers. This common type of gold jewellery is often bought by people for wedding purposes but is not required to be hallmarked as per BIS FAQs.
Dhateras, Diwali gold jewellery offers: During the festive occasions of Diwali and Dhanteras, numerous jewelry brands present fantastic discounts and unique collections. This time of year is ideal for buying auspicious jewelry items. Let’s explore jewelry brands that have special offers for Diwali, focusing on craftsmanship, affordability, and distinctive designs.
Purity of 24-karat gold: If you are buying gold coins, gold bars of 24-karat today on Dhanteras and around Diwali, it is important to understand the purity level of 24-karat gold. A buyer should check the purity level of 24-karat via this as well before buying. This will help you to know if the 24-karat gold you are buying is of the purest quality.
Dhanteras 2024: This Dhanteras buy silver online using the MMTC-PAMP website. MMTC-PAMP is a joint venture between Government owned MMTC and Switzerland based PAMP. However, do note the delivery timelines are pincode specific. You can also buy gold coins, bars and others from the MMTC-PAMP website. Read here to know how the process works.
Gold or diamond this Diwali: Many people who want to invest in gold around Diwali buy gold jewellery, gold bars or gold coins. Sometimes, they prefer jewellery with gemstones, preferably diamonds. If this Diwali you are confused about whether to go with gold jewellery or diamond jewellery, here is help.
Gold rate today on Diwali (October 30): The price of gold depends on the purity level of the gold you are buying. Below are the latest prices of 24-karat, 22-karat,18-karat, and 14-karat gold. The latest price can be used as a reference to know how much you must spend to buy gold jewellery, coins, bars, and biscuits today on Dhanteras.
RuPay exclusive airport lounge: The National Payments Corporation of India has released new guidelines for complimentary access of RuPay exclusive airport lounge. The new guidelines introduces Tier based spend criterias for accessing RuPay airport lounge at various airports. “RuPay has set up an Exclusive Lounge at T3 departure terminal of Indira Gandhi International (IGI) Airport. This is the first exclusive lounge of RuPay at Departure Pier 11, T3D, near Boarding Gate number 41."
Let us take a look at the cancellation and refund policy and charges of Air India, SpiceJet, Akasa Air and Indigo, according to the airline websites, as on October 22, 2024.
Gold jewellery price: Buying gold is considered auspicious during Diwali. As the gold prices are climbing up, it becomes crucial to know how the price is calculated, making charges levied on it, and other things you should ask while buying the gold jewellery.
Top lifetime-free credit cards: Below is a list of lifetime-free credit cards offered by various top banks. Please note that the cards are not listed in any specific order, and the information is based on data collected from bank websites as of October 18, 2024.
Vistara-Air India merger: Here are some commonly asked questions (FAQs) regarding the reservation of flights, entry to lounges, obtaining refunds and cancellations, and other pertinent details in relation to the merger of Vistara and Air India available on the airlines' websites.
New credit card rules: The credit card rules for SBI Card, ICICI Bank, and HDFC Bank have been updated by all three banks. Let us examine these changes in credit card rules.
If, instead of foreign holidays, you prefer to travel within India, here’s a series to help you plan the best vacations in each of the 28 states and 8 Union Territories. We highlight tourist attractions, culinary choices, modes of travel, and the costs involved. In the 25th part of the series, Riju Mehta takes you to Uttar Pradesh.
Top credit cards festive season offers: Festive deals on credit cards comprise immediate discounts, cashback, and other benefits. Let's explore the festive promotions offered by leading credit card providers such as SBI Card, HDFC Bank, ICICI Bank, Axis Bank, and IndusInd Bank.
