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Personal Finance News

All you need to know about margin trading

3 Mar 2025, 06:30 AM IST

If you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 40th part of this series, Riju Mehta explains the meaning of margin trading and why it can be risky.

Can margin trading losses on equity investments be recovered from spouse’s demat account? SC rules yes, it can be in this case

26 Feb 2025, 06:30 AM IST

The Supreme Court of India, in a recent ruling, held that a husband can be held jointly liable for stock market losses incurred by his wife if both were actively involved in making financial transactions, even if this was based on an oral agreement. The court may uphold a similar view in other related cases as well if it is established that the husband and wife have joint liability or have made shared use of the profits earned.

What is the difference between registration and mutation of property?

24 Feb 2025, 06:30 AM IST

If you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 39th part of this series, Riju Mehta explains difference between registration and mutation of property.

How can rupee-cost averaging work wonders for an investor?

17 Feb 2025, 06:30 AM IST

If you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 38th part of this series, Riju Mehta explains how rupee cost averaging works and how you can use it to your advantage.

Drowning in debt, but cant stop buying, flaunting expensive stuff? Here's why equating looking rich with being actually rich is dangerous

17 Feb 2025, 06:30 AM IST

In the age of social media, it is easy to fall prey to the need to curate and present half-truths about our true state of wealth. It is also common

What is Sharpe ratio? What are the benefits and drawbacks of using Sharpe ratio when evaluating investments?

10 Feb 2025, 06:30 AM IST

If you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 37th part of this series, Riju Mehta explains what Sharpe ratio means and where it’s used.

Big relief for home loan borrowers as EMIs to fall by 1.8% on a 20 year loan tenure as RBI reduced repo rate by 25 bps

7 Feb 2025, 03:00 PM IST

Home Loan Interest Rate: RBI has reduced the repo rate by 25 basis points, providing relief to home loan borrowers. The repo rate cut could lead to lower interest rates on floating rate home loans. Further cuts this year will depend on sustained low inflation and growth concerns. The next rate cut's timing is uncertain and will be influenced by economic factors.

Last window for FD investors to book FDs at higher rate has officially started as RBI cuts repo rate after a 5 years gap

7 Feb 2025, 02:57 PM IST

RBI has reduced the repo rate by 25 basis points for the first time in almost five years. Retail inflation remains a concern, while slowing GDP and a depreciating INR put additional pressure on the central bank. Further cuts of 50-75 bps may depend on inflation and global monetary conditions.

How are succession and legal heir certificates different from each other?

3 Feb 2025, 06:09 PM IST

If you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 36th part of this series, Riju Mehta explains the difference between succession certificate and legal heir certificate.

Budget 2025 could start implementing Direct tax code by cutting tax rates, removing exemptions, lay out road map

30 Jan 2025, 12:18 PM IST

Direct Tax code Uion Budget 2025: The news report indicates that the government can bring a new income tax bill in the Budget 2025 session of the Pa

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