Range

When authenticity meets precision: we're proud to welcome PGA Tour professional Michael Kim to the Range team! From his early days as a standout at Cal Berkeley to becoming the 2013 Haskins Award winner, Michael's path exemplifies dedication and strategic thinking. Born in Seoul but raised in San Diego, he has built a remarkable career through persistence and precision—qualities that culminated in his breakthrough 8-stroke victory at the 2018 John Deere Classic. What connects us? Michael's transparency and candid insights into life on tour have earned him a loyal following who appreciate his genuine approach—values that mirror our commitment to radical transparency in wealth management. "Michael's journey of overcoming challenges while maintaining focus on long-term success perfectly aligns with how we help clients navigate their financial futures," says Fahad Hassan, our Co-Founder & CEO. Watch for the Range logo as Michael competes on the PGA Tour. Like Michael's approach—precise, consistent, and effective—our comprehensive financial platform delivers results that matter. Read the full announcement at the link in our bio. #RangeTeam #MichaelKim #PGATour #WealthManagement

Wednesday's rollercoaster delivered the biggest stock surge since 2020. Trump's tariff pause sparked an immediate market rally—but what's happening beneath the surface? The S&P 500 soared 9% after Trump announced a 90-day pause on tariffs for dozens of countries. This dramatic reversal saved markets from a bear market plunge, though the index remains down over 7% year to date. What sparked this presidential pivot? Trump candidly noted people were getting "a little bit yippy, a little bit afraid." Translation: intense pressure from business leaders and investors worked. More critically, our team points out: the administration became very sensitive to stocks falling and yields rising because the 10-year yield is the benchmark for a lot of interest rates that directly impact consumers and businesses. This matters because: -Higher mortgage rates directly squeeze homebuyers -Rising corporate bond rates mean businesses borrow less, reducing capital investment and hiring The bond market drama unfolded dramatically behind the scenes. A technical situation called "the basis trade unwind" contributed to selling pressure: -Hedge funds often buy cash treasuries while shorting treasury futures -When these funds faced drawdowns and margin calls, they had to unwind positions -This created selling pressure on treasuries, affecting 10-year bond pricing Trump acknowledged watching this dynamic: "The bond market is very tricky. I was watching it. But if you look at it now, it's beautiful." What's next on our radar: -China remains in the crosshairs with 125% duties still planned -Market volatility likely continues until negotiations conclude The wild swings underscore that markets remain highly sensitive to policy shifts. Check out our Learning Hub in bio for more insights on navigating these volatile markets. #FinancialMarkets #TariffNews #WealthManagement #MarketVolatility #InvestmentStrategy

Government policies causing market jitters? Here's why it's different this time. Current volatility feels unique because it's largely driven by our own government's actions — the administration's trade policy overhaul and the Fed's restrictive interest rates fighting inflation. But this scenario has built-in safety valves: -Political reality check: If unemployment rises, policy priorities will shift. Americans care more about jobs and affordability than stock market fluctuations. -Congressional pressure: Republicans facing constituent concerns will push for pro-growth policies to offset potential negative tariff impacts. -Fed flexibility: Unlike 2022, the Fed now has room to stimulate the economy if needed. -Inflation perspective: The Fed views tariff-related price impacts as temporary, focusing more on broader growth trends. While some expect an "emergency rate cut" as early as this week, that's unlikely — but both the administration and Fed have tools to prevent serious economic pain. The question isn't if they have options, but when and how they'll use them. Want more insights on navigating policy-driven market shifts? Check out our Learning Hub at the link in our bio. #WealthManagement #MarketVolatility #FederalReserve #EconomicPolicy #TariffImpact

When the market panics about potential trade wars, disciplined investors collect their rewards later. Today's market surge following Trump's tariff pause announcement proves why staying invested is the smartest move in your wealth playbook. Smart money knows that market timing is a fool's errand. The data is clear—missing just 10% of the market's best days cuts your returns in half. And guess when those best days typically happen? Right after the worst ones. What separates sophisticated investors from reactive ones: - They segment capital strategically (0-3 years, 3-7 years, 10+ years) - They maintain discipline with long-term invested capital - They see volatility as the price of admission for superior long-term returns - They recognize fear-driven selloffs create prime buying opportunities President Trump's announcement today illustrates this perfectly. He's pausing the full effect of new tariffs for 90 days on 75+ countries that are negotiating solutions, while implementing a reduced 10% reciprocal tariff. Meanwhile, he's raising tariffs on China to 125% "effective immediately" citing "lack of respect" for global markets. The market's dramatic positive response demonstrates yet again that patience trumps panic. Want more insights on navigating market volatility with sophisticated investment strategies? Visit our Learning Hub at the link in our bio. #WealthManagement #MarketVolatility #InvestmentStrategy #TariffNews

One investment rule gets overlooked every tax season: harvesting losses strategically can save you thousands. Truth is, most people ignore this opportunity until December chaos. Savvy investors know tax-loss harvesting works year-round. Here's how to make this work for your portfolio: Tax-loss harvesting means selling investments that have dropped in value to create losses that offset your gains. The government essentially subsidizes your investment strategy when markets decline. The Mechanics: - Identify investments worth less than your purchase price - Sell to establish the loss officially (on paper) - Purchase similar (not identical) assets to maintain market exposure - Apply losses to offset gains dollar-for-dollar Real Impact: A $20,000 tech ETF that drops to $18,000 creates a $2,000 loss. For high-income households, this could save: - $740 when offsetting short-term gains - $476 when offsetting long-term gains The best part? If losses exceed your gains, you can apply up to $3,000 against ordinary income, with unused losses carrying forward indefinitely. This isn't about avoiding taxes—it's about managing them intelligently while keeping your investment strategy intact. Comment "harvesting" and we'll DM you our insights on maximizing this strategy through market volatility. #WealthManagement #TaxStrategy #InvestmentPlanning #FinancialIndependence

Welcome Claire Cantrell to Range as an Account Executive! Claire's path to Range wasn't conventional. She spent her early career as an educator, teaching students in Virginia before taking her skills internationally to Spain and Singapore. Those years in the classroom honed her ability to communicate complex concepts with clarity – a skill that would prove invaluable in her next chapter. Five years ago, Claire made a pivot into technology sales, most recently at a company focused on improving employee financial wellbeing. This experience gave her insight into the challenges faced by busy professionals trying to navigate their financial futures. What drew Claire to Range? "I enjoy working at fast-paced startups where I am surrounded by highly motivated people," she explains. "I appreciate that Range is making wealth management more accessible and affordable for busy adults." Her self-described superpower is "bringing out the best in others" – a perfect fit for our client-centered approach. Building relationships isn't just a professional skill for Claire; it's a personal value that guides her work. When not helping clients optimize their financial strategies, Claire can be found on horseback in far-flung destinations. One of her most memorable adventures? Galloping beside the ancient pyramids in Egypt. Range continues to build a team of exceptional talent who bring diverse perspectives to wealth management. Claire's background in education, technology sales, and financial wellbeing adds another valuable dimension to our capabilities. #WealthManagement #FinTech #TeamRange #FinancialPlanning

Recession? The warning lights aren't flashing just yet. The markets have been jittery since Trump's tariff announcement, but beneath the headlines, our most reliable economic fortune tellers—credit markets—aren't sounding alarm bells. Investment-grade credit spreads remain stable, and high-yield spreads haven't yet crossed into danger territory. This volatility feels different because it's self-inflicted. We're watching policy-driven market reactions rather than fundamental economic breakdown. Both the administration and Fed have their hands on the controls and can ease up if conditions deteriorate—built-in circuit breakers that don't exist with external shocks. Investors should still prepare for potential market weakness. History shows nearly half of all bear markets occurred without economic recessions, and we haven't reached "full capitulation" where valuations become irresistibly attractive. For your portfolio, what should you focus on? Comment "insights" below and we'll share our full analysis of tariff shocks and what it all means for your money. #MarketOutlook #InvestmentStrategy #PortfolioDiversification

Market drawdowns happen throughout history and will continue. During periods of uncertainty, focus on what you control: -Maintain appropriate asset allocation based on time horizon and risk tolerance -Minimize investment costs and tax impacts -Make consistent contributions to investment accounts -Rebalance periodically to maintain target allocation Remember: markets have always recovered, though timing is unpredictable. Maintaining perspective helps avoid emotional decisions that might cause you to miss the eventual recovery. Visit our Learning Hub at the link in bio for more guidance during this volatile time. #FinancialPlanning #WealthStrategy #InvestmentPrinciples

Trump's new tariffs: Markets finally get it's not a bluff. Markets are increasingly buying into how serious this administration is with tariffs. Yesterday was clear - they're not backing down. Does the administration care about stock markets? Not their priority right now. What's interesting: • Bond markets are up • 10-year yields (driving mortgage rates) are down • Administration feels emboldened by their election mandate • US economy is relatively healthy compared to global peers It's a classic prisoner's dilemma. Our trading partners have much more to lose than we do, but cooperation is essential. Without it, market turbulence continues. For more economic insights during these trade tensions, visit our Learning Hub in bio. #TariffImpact #MarketStrategy

Wednesday's tariff update sent shockwaves through the global markets. Let's break down what this means: What was announced: * Minimum 10% base level tariff announced for every country * Higher tariff rates for certain nations based on reciprocity * Door left open for relief to countries willing to negotiate What this means for the market: * Potential for increased consumer prices across sectors * Supply chain disruptions as companies adjust sourcing * Market volatility as investors price in economic impact This appears to be a negotiation tactic rather than a final position. The administration is essentially saying "this is our starting point" while signaling willingness to walk back tariffs if countries make certain concessions. The critical variable? Whether other nations retaliate, which could escalate trade tensions further and potentially trigger broader market reactions. Check out our Learning Hub at the link in our bio for deeper analysis from our investment team on how these tariff developments might affect your specific portfolio positions. #InvestmentStrategy #GlobalTrade #MarketAnalysis #TariffImpact #PortfolioManagement