EFS Advisors

When is the right time to hire a financial advisor? From navigating major life events to optimizing tax strategies and investments, a financial advisor can help simplify the complexities of your financial journey. Whether you're managing a windfall, planning for retirement, or just feeling overwhelmed, expert guidance could be the key to achieving your goals with confidence. Ask yourself: • Do I fully understand my financial goals? • Am I maximizing tax efficiency? • Do I have the time and expertise to manage my finances effectively? If you answered "no" to any of these, it may be time to seek support. Let EFS Advisors help you take control of your financial future. Contact us today to schedule a consultation and discover how we can empower your financial journey! https://lnkd.in/gc4sNrgy #EFSAdvisors #FinancialPlanning #RetirementPlanning #WealthManagement

Are You an Educator Planning for Retirement? Retirement doesn’t have to be overwhelming. Download our FREE guide, Retirement Questions for Educators, to uncover 6 key questions every educator should ask when planning for a secure and fulfilling future. Get your FREE guide here: https://bit.ly/41DisoI #EFSAdvisors #FinancialPlanning #RetirementPlanning #EducatorResources

Secure Your Future: Tax-Efficient Long-Term Care Planning Are you confident in your plan for future care needs? Learn how tax-efficient strategies can help you prepare for the unexpected while protecting your financial well-being. Join our FREE webinar to gain insights and take control of your future. Date: February 3rd Time Options: • Session 1: 4 PM • Session 2: 7 PM Don’t let unexpected care expenses derail your financial goals. Register now: https://bit.ly/4a4UwNc Plan ahead. Minimize taxes. Maximize your security. #EFSAdvisors #LongTermCare #TaxEfficientPlanning #FinancialWellness

EFS Advisors is pleased to announce the addition of Paul M Rushmann, CLU, ChFC, as the Director of Business Development. Paul brings extensive experience in supporting financial advisors and enhancing the value they provide to their clients. EFS Advisors® is a full-service wealth management firm specializing in helping governmental, nonprofit, and public sector employees achieve their financial goals. With decades of experience, we offer personalized support and a wide range of services, including retirement plans, college savings, insurance, and estate planning. Combining the resources of a large firm with the care of a small-town team, we’re dedicated to guiding our clients through every step of their financial journey. Previously, Paul served as the Managing Partner for an insurance IMO, working with independent financial advisors across the country. Over the past seven years, he has been a Regional Relationship Manager for school districts in Wisconsin, where he educated administrators and staff on their comprehensive retirement offerings, including the Wisconsin Retirement System (WRS) and 403(b) plans. In his new role at EFS Advisors, Paul will collaborate with the team of financial advisors to assure the commitment to serving Minnesota school district employees and their families is upheld and expanded. If you're a financial advisor interested in supporting this education community, we encourage you to reach out to Paul to explore opportunities with EFS Advisors. Email: prushmann@efsadvisors.com Calendly: https://lnkd.in/gpD6Rtmv Website: www.efsadvisors.com Join EFS Advisors: https://lnkd.in/g6mmM8Q6

Protect Your Future: Long-Term Care & Retirement Planning Is your retirement strategy prepared for the unexpected? Join our FREE webinar to learn how long-term care planning can safeguard your assets and ensure a secure financial future. Date: January 20th Time Options: • Session 1: 4 PM • Session 2: 7 PM Register now and take the first step toward peace of mind: https://bit.ly/4a4UwNc Plan ahead. Protect your assets. Close the gaps. #EFSAdvisors #LongTermCare #FinancialStability #RetirementPlanning

New year, new goals! What’s your financial resolution for 2025? Let’s make this year your best financial year yet!

The IRS has announced 401(k) catch-up contribution limits for 2025! 📈 The limit will remain $7,500, but thanks to Secure 2.0, investors aged 60-63 can contribute up to $11,250. Check out this article to learn more about how these changes can benefit your retirement savings! https://lnkd.in/gJPQuXUz

Retirement Planning Made Easy for Educators! At EFS Advisors, our team includes financial advisors with roots in education, bringing firsthand insight into the challenges you face. We're here to help you achieve the secure retirement you deserve. Take the first step today! Connect with your local EFS advisor 👉https://lnkd.in/g72QHixX

The IRS has unveiled Roth IRA income limits for 2025! The contribution limit stays at $7,000 ($8,000 for those 50 or older). Plus, the income phaseout for Roth IRA contributions has increased. Check out this article to learn more about how these changes could impact your retirement planning! https://lnkd.in/gdMg2DgA

Inflation Update: November 2024 The Consumer Price Index (CPI) rose 2.7% in November 2024 compared to a year earlier, signaling that inflation isn’t accelerating but still remains higher than desired. While prices for groceries, gasoline, and new vehicles increased, economists are optimistic about underlying trends. The good news? Disinflation is likely to continue, bringing some relief ahead. Stay informed and make confident financial decisions by staying ahead of economic trends! Rad more: https://lnkd.in/eQv4ve8T