Realty HQ

Finding the perfect home is like ordering your favorite coffee—it’s all about your personal blend ☕🏡. Do you crave simplicity, charm, savings, or instant gratification? Is your top priority: A) Low maintenance (because weekends are for relaxing, not repairs!) B) Lots of character (quirky nooks and vintage vibes, anyone?) C) Energy efficiency (save the planet and your wallet 🌱💡) D) Move-in ready (because life’s too short to wait on renovations!) Share your letter below 👇—let’s see who’s sipping the same flavor of house goals! #RealEstateLife #DreamHomeGoals #HomeBuying101 #HomeOwnershipJourney #HomePurchaseTips #RealtorLife #HomeBuyersHelp #dreamhome #utahrealestate #smartdecisionmaking #Utah #HouseHunting #RealtyHQ

Every homeownership journey begins with a dream, but it takes a solid plan and the right guide to turn it into reality. If you’re ready to stop dreaming and start planning, you’re just one step away. 🏡 #HomeBuying101 #HomeOwnershipJourney #DreamHomeGoals #FinancialFreedom #RealEstateMotivation #MortgageTips #InspirationSunday #RealtyHQ #utahrealestate #dreamhome #homebuyer

January is a great time to explore your options and plan for homeownership in 2025! 🏡 Whether you’re just starting to dream or already mapping out your budget, these 8 first-time buyer grants could be the key to turning those plans into reality. 1️⃣ National Homebuyers Fund – Up to 5% of your loan amount to cover down payment or closing costs. 2️⃣ Bank of America Down Payment Grant – Up to 3% of the home’s purchase price (max $10,000) for your down payment. 3️⃣ Chase Homebuyer Grant – Receive $5,000 toward your purchase. 4️⃣ Wells Fargo Grant Programs – Regional down payment assistance programs. 5️⃣ HomeReady & Home Possible Credits – Affordable options with lower down payments and credit flexibility. 6️⃣ Good Neighbor Next Door Program – Huge savings (50% off!) for teachers, firefighters, and law enforcement. 7️⃣ HomePath Ready Buyer Program – Covers up to 3% of closing costs for HomePath properties. 8️⃣ USDA Rural Development Loans – Zero down payment for qualifying rural homes. ❤️ Like this post and 💾 save for future reference. Share with anyone you know who might benefit from this info. #HomeBuyerTips #HomeBuyersGuide #DownPaymentAssistance #RealEstateGrants #HomeLoanHelp #realtorsofinsta #HomeBuyersHelp #RealtyHQ #utahrealestate

Picture this: after countless hours of searching, open houses, and scrolling through listings, you finally find the house that checks all the boxes. But just as you’re ready to make it yours, you discover something unsettling—a lien on the property. 🚩 A lien can complicate things fast, but with the right approach, you can ensure a smooth purchase and avoid unexpected surprises down the line. Here’s what you need to know: ✅ Mortgage liens – These stay on the property until the mortgage is fully paid. Make sure all mortgage liens are resolved before you buy. ✅ Income and property tax liens – Unpaid taxes? These could mean the government has first rights on the property’s sale. Check for any tax liens early on. ✅ Judgment liens – If there was a court case against the previous owner, a judgment lien might be attached. This needs to be cleared before moving forward. ✅ How to check for liens – Start with public records searches or work with a title company to uncover any claims on the property. ✅ Removing a lien – Insist that the seller clears all liens before closing to avoid any lingering issues! Looking to buy a home in 2025? Let’s make sure your process is smooth and free of surprises! Comment “GUIDE” and join me for a FREE Zoom session where I’ll walk you through key strategies to avoid costly mistakes 🏡. ❤️ Like this post, 💾 save it for later, and share with anyone who could benefit from this info. #PropertyLiens #HomeBuyingTips #RealEstateAdvice #TitleSearch #RealtorLife #HomebuyerEducation #RealEstateLaw #realtorsofinsta #utahrealestate #RealtyHQ

Let's all welcome Symantha Mascaro to Realty HQ! 🎉 We're thrilled to have her on the team and can’t wait to see the amazing things she’ll accomplish! ✨

Let’s be real, qualifying for a mortgage as a self-employed individual can be tricky, but it’s totally doable with the right strategies ( and me in your corner). Here’s a quick breakdown: -> Special Programs & Loan Options: Bank Statement Loans: Qualify with your bank statements instead of traditional income docs. Non-QM Loans: Flexible guidelines for income verification and credit history. Freddie Mac Home Possible® & Fannie Mae HomeReady®: Ideal for low- to moderate-income borrowers with alternative credit histories and reduced PMI. Ways to Save on Interest Rates & Down Payments: Shop Around: Different lenders = different rates. Check them all out! Mortgage Points: Pay upfront to lower your interest rate. Grants & Assistance Programs: Look for local down payment assistance or grants. Co-Signing: A co-signer can help get better terms, but be mindful of the risks. -> My advice to you: Separate Business & Personal Finances: Clear records make the process smoother. Be Organized: Keep your financial docs (tax returns, profit and loss statements, bank statements) well-prepared. Don’t let your unique situation hold you back. Comment the word “READY” if you’re serious about giving it a shot, and I’ll take it from there Save for future reference and share this with anyone you know who might benefit from this info. #utahrealestate #RealtyHQ #SelfEmployed #HomeFinance #closingdeals #RealEstateFinancing #realtorstyle #HomeOwnershipJourney #HomeBuying101

Welcome, Dennis!! We are thrilled to have you on board!

Imagine this: the rent you’re paying now could be building equity in your own home. Let’s break it down: If you’re paying: -> $1,500 in rent, you might qualify for a home worth around $300,000 -> $2,000 each month? That could translate to $375,000 of buying power -> At $2,500, you could be looking at $450,000 for your future home -> Paying $3,000? Think $525,000 worth of potential ownership -> $3,500? You’re already in the range of $600,000 These numbers are based ON average interest rates and a standard down payment. Your rent is already showing you what’s possible in homeownership. ❤️ Like, 💾 save this post, and share with anyone who’s thinking about buying in 2025. #homebuyinghacks #realtortips #HomeFinancing #RealEstateMarket #HomeBuyingTips #RealEstateAdvice #HomeOwnershipGoals #realtyhq #utahrealestate #utah