LendAPI

LendAPI

Financial Services

Irvine, CA 3,014 followers

LendAPI, Onboard Anyone.

About us

LendAPI is a venture-backed FinTech infrastructure company empowering Banks and FinTechs to launch products in minutes. With our all-in-one platform—featuring Product Studio, Rules Studio, Pricing Engine, and Integrated Partners—we make banking and lending innovation seamless. LendAPI is backed by Cohen Circle, Great North Ventures, AlleyCorp, Techstars, Plug and Play and Interlock Capital.

Website
www.lendapi.com
Industry
Financial Services
Company size
11-50 employees
Headquarters
Irvine, CA
Type
Privately Held
Founded
2024
Specialties
FinTech, Lending, Finance, Banking, BaaS, Compliance, Credit Risk, and DDA Accounts

Products

Locations

Employees at LendAPI

Updates

  • 🚨 New Podcast Alert 🚨 We're excited to announce the launch of the latest episode of the LendAPI Podcast featuring Tomás Campos, CEO & Co-Founder of Spinwheel! In this episode, Rutger van Faassen sits down with Tomas to dive into how Spinwheel is transforming the financial landscape by reducing friction in managing liabilities for consumers. Episode Link: https://lnkd.in/gs5ixjcY 🎙️ What’s Inside This Episode? The origin story of Spinwheel and the gaps they are addressing in financial infrastructure. Why the average American holds more liability accounts than assets, and its effect on financial management. The essential role of user experience in loan performance, balance transfers, and customer satisfaction. How credit unions and financial institutions can boost engagement and reduce friction for their customers. A real-world success story highlighting how Spinwheel is enhancing credit union operations. 🌟 Spinwheel is a proud partner of LendAPI! Explore their innovative solutions on the LendAPI Marketplace. 👉 Tune in now for an insightful conversation on the future of financial infrastructure. Don’t forget to subscribe for more episodes! 🎧 Available on YouTube, Spotify, and Apple Podcasts. #LendAPI #Podcast #Spinwheel #FinTech #FinancialInfrastructure #LiabilityManagement #UserExperience #CreditUnions #Innovation

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  • 🚀 New Case Study: How PonyMoney Found the Ultimate Lending Tech Partner in LendAPI 🚀 When PonyMoney, a Texas-based personal lending company, searched for a flexible, fast, and fully integrated loan origination and decisioning platform, nothing met their needs—until they found LendAPI. With seamless integrations, real-time rule and pricing updates, and A/B testing capabilities, PonyMoney now has full control over their underwriting strategies. “LendAPI gave us the flexibility we needed. Quick integration, easy updates—game changer.” – Steven Ma, CEO of PonyMoney “PonyMoney’s success shows the power of a truly adaptable lending platform.” – Timothy Li, CEO of LendAPI 📖 Read the full case study here: https://lnkd.in/g6jUuK7C #LendTech #Fintech #LendingInnovation #CaseStudy #Partnership

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  • 🚀 Introducing Episode 1 of LendAPI's Product Studio Academy! Welcome to Part 1 of our Product Builder Series—where we make fintech product development accessible to everyone! 🌟 In this first tutorial, we’ll walk you through setting up your very first fintech application using LendAPI’s Product Builder—no coding required. Our intuitive drag-and-drop interface empowers you to create, configure, and customize your own fintech solutions in just a few clicks. 🔍 What You’ll Learn: ✅ How to create a new product using LendAPI’s Product Builder ✅ How to configure and start building your fintech applications ✅ The foundations for creating variables to customize your application By the end of this episode, you’ll have the skills to start building a fintech product from the ground up—without touching a single line of code. 📺 Watch Episode 1 now and start building the future of fintech! Episode Link: https://lnkd.in/gtyzDbpc #LendAPI #Fintech #NoCode #ProductBuilder #StartupInnovation

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  • 🎉 We’re excited to welcome Voicing AI as the 204th member of the LendAPI FinTech Marketplace! 🎉 Voicing AI brings advanced voice AI solutions that automate and personalize customer interactions, streamlining service with emotional intelligence and multilingual support. Their technology enhances efficiency across industries, offering secure and scalable deployments. We’re thrilled to have them onboard, and look forward to seeing how their innovative solutions will help shape the future of FinTech! For more information please contact Doug Roberts #LendAPI #FinTech #Innovation #VoiceAI #CustomerExperience Please visit here: https://lnkd.in/gnQUnknX

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  • View organization page for LendAPI, graphic

    3,014 followers

    🚀 We are thrilled to welcome CreditBuilderIQ by IDIQ as the 203rd member of the LendAPI FinTech Marketplace! CreditBuilderIQ offers powerful tools for consumers to manage and improve their credit, providing personalized strategies, real-time credit monitoring, and easy-to-use resources. This addition strengthens our commitment to providing innovative solutions that empower individuals to optimize their financial health and achieve better credit scores. For more information, please contact Surya Pochareddy Join us in celebrating this exciting partnership as we continue to expand the LendAPI network! 🎉 #FinTech #CreditBuilding #Innovation Please visit: https://lnkd.in/gi4p97eA

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  • We’re thrilled to welcome Kora Enterprises as the 202nd member of the LendAPI FinTech Marketplace! Kora's AI-driven cash flow underwriting solutions provide auto lenders with advanced data insights, helping them make more precise credit decisions with ease. Their innovative approach allows lenders to integrate cutting-edge underwriting tools into their platforms, enhancing efficiency and risk management. Excited to see the impact Kora will have within our growing network! Welcome aboard! For more information, please contact Isak Massman

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  • Welcome Bel Air Law Firm, P.C. to the LendAPI FinTech Marketplace! We’re thrilled to welcome Bel Air Law Firm as our 201st marketplace member! 🎉 As a boutique corporate law firm with deep expertise in fintech, lending, and capital markets, Bel Air Law Firm, P.C. provides invaluable legal guidance to fintech startups, specialty finance companies, and credit funds. Their team of former biglaw attorneys brings a wealth of experience in structuring lending transactions, drafting financial agreements, and navigating the regulatory landscape. We’re excited to have them onboard and look forward to the value they bring to our growing community of innovators! Join us in welcoming Bel Air Law Firm, P.C. and connect with Robert Enayati to learn more about their expertise. #Fintech #Lending #LegalTech #CapitalMarkets #LendAPI #Partnerships #BelAirLawFirm https://lnkd.in/g3vDrG8i

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  • 🚀 LendAPI Platform Update: New Website, Rich Editor 2.0 & More! 🚀 We’re kicking off Year 2 at LendAPI with a big update! This week, we’re excited to launch our brand-new website and introduce Rich Text Editor 2.0, along with some powerful new platform features. 🌐 A Fresh Look: New Website Launch Our old website served us well, but it was time for an upgrade! The new LendAPI.com features: ✅ Full Illustrations from our art department ✅ Customer Case Studies—starting with Enervee & LendAPI’s Success Story ✅ New KYB Data Products—Know Your Business, now live! ✅ Dedicated Product Pages for our Decision Engine & Product Studio ✅ About Us & Educational Content We’d love for you to explore and share your feedback—this is just the beginning! ✍️ Introducing Rich Text Editor 2.0 You asked, we listened! Our new Rich Text Editor 2.0 comes with: ✔️ New listing tools & enhanced formatting ✔️ More comprehensive editing & preview functions ✔️ Seamless template customization for consents & contracts This feature is live for all LendAPI platform subscribers now! 📊 LendAPI Data Product - Know Your Business (KYB) We launched LendAPI KYB with no long-term contracts, no monthly minimums, and no hidden fees. Now, we’ve added: 🔹 Prepaid credits tracking 🔹 Traction count visibility It’s the easiest way to streamline business verification—available now! 🔥 More Platform Updates in v2.7.5 📌 Model Studio Enhancements – Nested derived variables for deeper data modeling 📌 Google Tag Manager Plug-in – Track how users navigate your custom pages 📌 “Free Trial” Returns Soon! – We’re bringing back the 14-day free trial soon—stay tuned! 📌 Webhooks & Application Fixes – Smoother approvals, cleaner OTP handling, and Plaid IDV improvements This is just the start of an exciting year ahead. Thank you for being part of our journey—let’s build the future of fintech together! 🚀 👉 Check out our new website & features now: https://lnkd.in/gRfqjF4E #LendAPI #Fintech #EmbeddedLending #PlatformUpdate

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  • 🚀 New Case Study: How PayLaterr Reduced Defaults with LendAPI's Decision Engine We’re excited to share how PayLaterr leveraged LendAPI’s Decision Engine to enhance cashflow analysis and implement stronger credit underwriting—leading to an immediate reduction in default rates. 💡 Quick integration, immediate impact. By tapping into LendAPI's powerful, no-code lending infrastructure, PayLaterr seamlessly strengthened its risk assessment process. 🔹 Timothy Li CEO of LendAPI: “We’re proud to empower fintech leaders like PayLaterr with seamless, data-driven lending solutions.” 🔹 Akeem Egbeyemi, CEO of PayLaterr: “LendAPI’s technology was a game-changer for us, reducing risk while enabling smarter lending.” Both companies, rooted in Southern California’s thriving fintech ecosystem, continue to innovate and grow together. 📖 Read the full case study to see how fintech collaboration is driving real results! https://lnkd.in/gdEBjjck #Fintech #LendingInnovation #CashflowAnalysis #Partnership

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Funding

LendAPI 1 total round

Last Round

Seed

US$ 3.2M

See more info on crunchbase