You Should Create an Annual Plan Instead of a Budget — Here’s Why

Photo by Felipe Furtado on Unsplash

According to The Motley Fool, the average consumer visits Target 43 times per year, spending around $50 per visit. That might not seem like a lot but that totals up to a whopping $2,150 per year. If you’re earning $50,000 a year, that’s about 4% of your salary spent at one store.